Roof damage due to hail in St Louis Park is quite common. If you too own a home, you can save a considerable amount on your roof repair by taking some proactive steps to protect your roof against hail damage. By taking definitive steps to mitigate the affect of these frozen balls of precipitation on your roof, you not only ensure longer life of your roof but lesser roof repair expenses as well. For instance, it will be a good idea to invest in hail resistive roofing materials.
Find The Top damaged roof in St Louis Park, Minnesota
To help you judge the seriousness of matter you should know that in the recent times, hail storms have produced baseball-sized hail. These have already caused extensive damage to roofs of residential properties in major cities as well as the suburbs. Given the size of the hail, you can easily imagine the degree of damage that they can cause to your roof, especially if it is made of asphalt shingles.
My home suffered damage from a severe hail storm this year. It broke out our two street facing windows and our upstairs window. It totaled the exterior of our cars and even destroyed the rosebushes my wife had tried to keep alive through the summer. And the hail damaged roof? The roof was wrecked, even I could tell that and I am no roofing expert.
My doorbell was ringing almost before the rain had stopped. It was an "Invasion of the Roofing Guys." I talked to no less than five on the first day. So who do you choose? They all pretty much say the same thing. Some guys seem more professional than others, some were very pushy and applied a lot of pressure for me to sign a "no obligation" contract. I felt like I was in over my head. Who was going to rip me off the least? That was the pessimistic thought that kept coming back to me.
I eventually picked a roofing contractor that seemed like a decent kind of guy. He talked to me about his family and he convinced me he was on my side. I have a pretty good BS detector and even though I thought he was a little too pushy, overall he seemed trustworthy. He had testimonials from other home owners whose roof installations he had done. He seemed knowledgeable. Based on my limited knowledge, I felt like he was the best guy to go with out of the many I had talked to. So I didn't take the time to call any of his referrals and I signed a contract. Things started well. We got the paperwork done and he received his first check and went to work. A large group of workers descended on my house and had the roof stripped before 10:00 am on the first day. By the morning of the second day it was done and they were gone. I was amazed at how fast the job went.
Right away, I saw some things that bothered me. They left nails in the yard and a pile of shingles for me to remove. I felt like full cleanup would include nails but I let it slide. I'm sure they assumed the shingles were mine so I would want the extras. I didn't need them, and how was I to dispose of them? But the roof itself just didn't look exceptional; it bowed in some areas and had some uneven spots. Basically, it looked like a poorly done job.
There is a very good chance you may need an inspection for roof hail damage at some point if you live in Texas.
Thunderstorms are a common occurrence in Texas as well as many other heartland states. These storms are often violent and cause massive property damage from wind, lightning, and hail. We often think of tornadoes as being the most destructive part of a storm; however, tornadoes usually only destroy a few dozen structures before dissipating. One hail storm, on the other hand, often strikes thousands of homes when it passes over a large urban area. Sometimes roof hail damage is noticeable from the ground, but most of the time a roof inspection is required to determine if damage is present. If your home has been struck by hail, you will need to have an initial inspection, call the insurance company, and select a roofing contractor to do the necessary work.
When hail strikes an asphalt shingle roof, it usually loosens the protective granules and creates a soft spot the size of the hail stone. There is a fiberglass reinforcing mat in the shingle. The soft spot happens because the mat has been crushed in this particular spot. Usually the damaged area is sunken in like a crater. These sunken areas are sometimes called "bruises." If the hail was large, the impacted areas will be very visible from the roof level. The bruises will be less visible if the hail was smaller in size. Smaller hail can still cause soft spots that weaken the shingles even if they are not visible from ground level. Hail damaged shingles do not always leak initially because they are double coursed and have felt underlayment. The damage will, however, cause the roof to deteriorate faster and start to leak.
You will need to have a roof top inspection to determine the extent of the damage. It is best to have a good roofing contractor inspect the roof for you to determine if you have hail damage. Your roofer can tell you if the damage is severe enough to file an insurance claim. You should call your insurance company when the damage has been confirmed by your roofer. You will be issued a claim number, and an adjuster will be assigned to the claim.
The insurance adjuster will often use chalk to draw a ten foot by ten foot square on your roof. Insurance companies look for the amount of hail "hits" within that square to determine if the whole roof should be replaced. Replacement is usually necessary if the amount of hits is between five and ten per one hundred square feet. If the amount of damage is borderline, you may want to have your roofer present when the adjuster arrives. The roofer can show the damaged areas to the adjuster and represent your case. If the roof is totaled, the adjuster will measure the roof and calculate the replacement cost based on the insurance company's price structure. Initially, you will be issued a partial payment. The balance will be held until the roof is complete and the invoice has been turned in.
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