Roof damage due to hail in Hopkins is quite common. If you too own a home, you can save a considerable amount on your roof repair by taking some proactive steps to protect your roof against hail damage. By taking definitive steps to mitigate the affect of these frozen balls of precipitation on your roof, you not only ensure longer life of your roof but lesser roof repair expenses as well. For instance, it will be a good idea to invest in hail resistive roofing materials.
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To help you judge the seriousness of matter you should know that in the recent times, hail storms have produced baseball-sized hail. These have already caused extensive damage to roofs of residential properties in major cities as well as the suburbs. Given the size of the hail, you can easily imagine the degree of damage that they can cause to your roof, especially if it is made of asphalt shingles.
Being professional roofing contractors we know all too well the damage hailstorms can do. Hailstorms produce balls of ice ranging in size from a few centimeters up to nearly 6" in diameter. A 6" piece of hail is pretty rare, and would certainly do major damage to your home, but even the more common, smaller hail frequently does enough damage to roofs and siding to require major repair work.
Hail damage is not always easy to detect, especially if you have a two or three story home and cannot easily access your roof. Hail damage can leave your home exposed to potential water damage as well as limiting the lifespan of your roof. Because of this you should identify and deal with damage as soon as you can. If you wait too long you may also be denied by your insurance company when you finally get around to filing a claim for the repairs. Have there recently been any hail storms in your area? Do you suspect your home may have been damaged? The following steps will help you determine if there was any damage and outline the steps to getting it repaired.
Step One: Check around the exterior of your home for visible damage. Look for things like freshly damaged paint or dents in the siding. If you are able to safely access your roof, look for missing shingles or shingles with blisters or dents. Also, check for dings and dents in your gutters and downspouts.
Step Two: Check inside your home for visible damage. New water stains on your ceiling or running down your walls is a problem that needs to be immediately addressed! If you don't fix a roof leak in a timely fashion you could end up having to completely replace your roof, in addition to major repairs do to water leaking into your home.
Step Three: Contact your insurance agent right away and make sure they are aware of the damage. They will probably have one of their adjusters out to evaluate your home and prepare a cost estimate for the repairs.
Step Four: Contact your own local roofing contractor for an independent evaluation. Even if you trust your insurance agent and their adjuster, you should always get a second opinion from a roofing contractor you trust. Because they don't work for the insurance company they should be less biased in their assessment. Usually the roofing contractor you contact will be willing to communicate with the insurance company if there are any discrepancies in the two evaluations.
Step Five: Get everything in writing. The roofing contractor you decide to hire should provide you with a contract detailing the work to be done and what it will cost. You insurance company should also provide you with paperwork about the details of your claim. Cover yourself by getting as much as you need to feel comfortable in writing.
Hail damage of roof is quite common than what most people think. Taking some proactive steps will help protect your roof against damage and will help you save considerable amount on your roof repair, if you own a home. You will not only ensure that your roof lasts longer but also have less roof repair expenses as well, if you take definitive steps to lessen the effects of the frozen balls on your roof. Investing in hail resistive roofing materials would be advisable and prevent hail damage of roof.
Hail storms in the recent times have produced baseball sized hail and this will help you judge the seriousness of the matter. Roofs of residential properties in major cities as well as the suburbs have been extensively damaged due to this. You can very well imagine the degree of damage that the hail of this size can cause to your roof. Hail damage of roof would be more if it is made of asphalt shingles.
Hail damage of roof - Inspection tips
You can determine the extent of the damage by doing a roof top inspection. A thorough inspection of the roof can be best done by a good roofing contractor. After inspection they would be able to identify and remedy the roofing problem that has been caused by hail. Signs of damage to roof are most visible at the down spouts and you would need to inspect them carefully. If the damage is severe you would be able to file an insurance claim and the extent of the damage can be determined by the roofing professional. After the roofer has confirmed the extent of damage of roof, you would be able to file an insurance claim. You will be assigned an adjuster to the claim after a claim number has been issued to you.
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