Roof damage due to hail in Forest Lake is quite common. If you too own a home, you can save a considerable amount on your roof repair by taking some proactive steps to protect your roof against hail damage. By taking definitive steps to mitigate the affect of these frozen balls of precipitation on your roof, you not only ensure longer life of your roof but lesser roof repair expenses as well. For instance, it will be a good idea to invest in hail resistive roofing materials.
Find The Top storm damage roof in Forest Lake, Minnesota
To help you judge the seriousness of matter you should know that in the recent times, hail storms have produced baseball-sized hail. These have already caused extensive damage to roofs of residential properties in major cities as well as the suburbs. Given the size of the hail, you can easily imagine the degree of damage that they can cause to your roof, especially if it is made of asphalt shingles.
There is a very good chance you may need an inspection for roof hail damage at some point if you live in Texas.
Thunderstorms are a common occurrence in Texas as well as many other heartland states. These storms are often violent and cause massive property damage from wind, lightning, and hail. We often think of tornadoes as being the most destructive part of a storm; however, tornadoes usually only destroy a few dozen structures before dissipating. One hail storm, on the other hand, often strikes thousands of homes when it passes over a large urban area. Sometimes roof hail damage is noticeable from the ground, but most of the time a roof inspection is required to determine if damage is present. If your home has been struck by hail, you will need to have an initial inspection, call the insurance company, and select a roofing contractor to do the necessary work.
When hail strikes an asphalt shingle roof, it usually loosens the protective granules and creates a soft spot the size of the hail stone. There is a fiberglass reinforcing mat in the shingle. The soft spot happens because the mat has been crushed in this particular spot. Usually the damaged area is sunken in like a crater. These sunken areas are sometimes called "bruises." If the hail was large, the impacted areas will be very visible from the roof level. The bruises will be less visible if the hail was smaller in size. Smaller hail can still cause soft spots that weaken the shingles even if they are not visible from ground level. Hail damaged shingles do not always leak initially because they are double coursed and have felt underlayment. The damage will, however, cause the roof to deteriorate faster and start to leak.
You will need to have a roof top inspection to determine the extent of the damage. It is best to have a good roofing contractor inspect the roof for you to determine if you have hail damage. Your roofer can tell you if the damage is severe enough to file an insurance claim. You should call your insurance company when the damage has been confirmed by your roofer. You will be issued a claim number, and an adjuster will be assigned to the claim.
The insurance adjuster will often use chalk to draw a ten foot by ten foot square on your roof. Insurance companies look for the amount of hail "hits" within that square to determine if the whole roof should be replaced. Replacement is usually necessary if the amount of hits is between five and ten per one hundred square feet. If the amount of damage is borderline, you may want to have your roofer present when the adjuster arrives. The roofer can show the damaged areas to the adjuster and represent your case. If the roof is totaled, the adjuster will measure the roof and calculate the replacement cost based on the insurance company's price structure. Initially, you will be issued a partial payment. The balance will be held until the roof is complete and the invoice has been turned in.
Hail damage of roof is quite common than what most people think. Taking some proactive steps will help protect your roof against damage and will help you save considerable amount on your roof repair, if you own a home. You will not only ensure that your roof lasts longer but also have less roof repair expenses as well, if you take definitive steps to lessen the effects of the frozen balls on your roof. Investing in hail resistive roofing materials would be advisable and prevent hail damage of roof.
Hail storms in the recent times have produced baseball sized hail and this will help you judge the seriousness of the matter. Roofs of residential properties in major cities as well as the suburbs have been extensively damaged due to this. You can very well imagine the degree of damage that the hail of this size can cause to your roof. Hail damage of roof would be more if it is made of asphalt shingles.
Hail damage of roof - Inspection tips
You can determine the extent of the damage by doing a roof top inspection. A thorough inspection of the roof can be best done by a good roofing contractor. After inspection they would be able to identify and remedy the roofing problem that has been caused by hail. Signs of damage to roof are most visible at the down spouts and you would need to inspect them carefully. If the damage is severe you would be able to file an insurance claim and the extent of the damage can be determined by the roofing professional. After the roofer has confirmed the extent of damage of roof, you would be able to file an insurance claim. You will be assigned an adjuster to the claim after a claim number has been issued to you.
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